Contactless card machines

A contactless card machine takes tap payments from cards, phones and watches in a second or two. Every machine I recommend does this, plus chip and PIN for larger amounts.

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What contactless covers

Contactless means the customer taps instead of inserting a card. Today that includes debit and credit cards, Apple Pay, Google Pay, Samsung Pay and smartwatches.

Card contactless has a per-payment limit set by the card schemes. Above it, the machine asks for chip and PIN. Phone and watch payments are verified on the device, so they can go higher.

Why it matters to your business

  • Faster queues. A tap is quicker than chip and PIN.
  • Fewer lost sales. Plenty of customers carry only a phone.
  • Cleaner counters. No keypad sharing for most payments.

Every machine I recommend is contactless

You don't need to ask for it. All the machines from my partners take contactless cards and phone wallets, plus chip and PIN for larger amounts. In most cases your first card machine is free.

Can my phone take contactless?

Yes. Tap to Pay on iPhone and Android turns a phone into a contactless terminal. It suits low volumes, occasional payments or a backup. For a steady flow of customers, a dedicated countertop or portable machine is quicker and more reliable.

QUESTIONS

Questions

Is there a limit on contactless payments?

Card contactless has a per-payment limit set by the card schemes. Phone and watch payments are verified on the device, so they work above it. The machine asks for PIN when it needs to.

Can I take Apple Pay, Google Pay and Samsung Pay?

Yes. All the machines I recommend accept the main phone wallets.

Can my phone be the card machine?

Yes. Tap to Pay on iPhone and Android turns a phone into a contactless terminal, which suits low volumes or a backup.

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