Card machine comparison: the four providers I work with

A card machine comparison is only useful if it shows what fits your business, not just headline rates. Here are the four providers I work with, side by side, in plain English.
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The four providers compared

This table uses each provider's own published information, checked on 18 October 2026. Pricing isn't shown because it depends on your business. I quote it from your statement.

TeyamyPOSRapydSkyTab
MachinesTeya Pro, Teya Go, Teya LiteGo 2, Go Combo, Flex, UltraPAX A920 Pro Android terminalHospitality till with handhelds
ConnectionWifi with 4G fallbackFree data SIM and wifiWifi with automatic 4G switchVenue network
PayoutsInstant, daily or next working daySeconds, to your myPOS accountAsk me for current termsAsk me for current terms
ContractNo long-term contract, per TeyaNo long-term contract on the accountShort-term hire from 3 daysAgreed with Shift4
OnlinePay by link, hosted checkout, pluginsPayment links, online checkout, virtual terminalPayment links, hosted checkout, virtual terminalOnline ordering
Best suited toBusy counters and cafesMobile traders, smaller volumesRestaurants, retail, eventsRestaurants and pubs with table service

How I choose between them

  • Your monthly card takings. Some offers suit high volume, others suit a quieter trade.
  • Your card mix. Business and international cards cost more to accept, so their share matters.
  • Your average sale. Fixed fees per payment hurt more on small sales.
  • Where you take payment. Counter, table, doorstep or online.
  • Cash flow. How quickly you need the money.

Read the detail: Teya, myPOS, Rapyd, SkyTab and Teya vs myPOS.

QUESTIONS

Questions

Why only four providers?

These are the providers I work with directly and can set up for you. I'd rather know four well than list forty I've never used.

Why don't you show prices?

Pricing depends on your turnover, your card mix and your average sale. A headline rate on a website rarely matches what you'd actually pay, so I quote from your own statement instead.

Which one is cheapest?

It depends on your numbers. Send me a statement and I'll work it out for your business, free.

Related pages

Teya vs myPOSTeya vs myPOS compared for London businesses: card machine models, payout speed,...Cheapest card machineCheapest card machine for your business? It depends on turnover, card mix and...Free statement checkFree card statement check for London businesses. Send me one month's statement and...

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